315 Lazio CIRCLE, Debary, FL, 32713 | $515,000

Absolutely Stunning Home in the gorgeous, sought after community of Riviera Bella now available for new family to make their own. Original owners who had home built ready to downsize and move on now that their kids all grown up. Perfect for growing family or if taking care of other family members as home offers 5 bedrooms and 3 baths that are all located in a way that gives a bit of private space to everyone. Beautiful open lighting shines through the windows in a warming and welcoming manner with kitchen/family room combo. Magnificent kitchen with state of the art appliances, island with sink that offers seating, walk in pantry and nice space to eat in. Elegant formal dining room also available for fancier meals. There is one bedroom and a bathroom located on the bottom level that is perfect for guests or residents that "don't do stairs". The other four rooms, including the Master, are all upstairs and seperated by a spacious loft currently used as an office. Enormous master bedroom that has ample space for lots of furniture along with master bath suite. Room across from master looks over backyard. The additional two rooms are on other side of loft where the third full bathroom is located. This home sits on one of the biggest lots in the community and was hand picked by the Sellers because of this fact. There will Never Be Rear Neighbors as their is an easement with the hydro power company that generates power for the Debary behind Lazio Circle. This is a PRIME lot. Backyard big enough for a pool and currently open canvas for buyers choose what to do with it or leave as is lake Sellers. Amazing Location as literally around the corner from SunRail and only minutes from I-4. Also close to SR 46, 429 Extension and the 417. Private Gated Community. Requires Photo ID from visitors prior to granting access for mega safety. ANOTHER PERK?? Sellers have an ASSUMABLE FHA LOAN with a SICK LOW RATE of 2. 75%. If interested, buyers will have to come up with difference in assumable loan and contract price as lower than list. Call/Email/Text Listing Agent for more details and to set up showings. Thank You. You will love this home. Pride of ownership shines throughout.

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Park, Playground, Pool, Recreation Facilities
  • Rooms: 10
  • Bedrooms: 5
  • Baths: 3 full
  • Lot Size: 50 x 161
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 2018
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,601
  • Acreage: 0.22
  • Lot Size: 50 x 161
  • Est. Taxes: $4,152
  • HOA Fee: $147 Monthly
  • Lot Desc: Near Public Transit, Oversized Lot, Sidewalk
  • View: Trees/Woods
  • Elem. School: Debary Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Tankless Water Heater
  • MLS#: O6214937
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/O6214937/315laziocircle_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/28/2024 10:17:08 PM)
Listing courtesy of PREMIUM PROPERTIES R.E SERVICE   Phone: 407-380-2800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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315 Lazio CIRCLE, Debary, FL, 32713

$515,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $412,000 $412,000 $412,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.841% 7.159% 6.518%
Monthly Tax Payment $346 $346 $346
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,741 $2,738 $3,533
Total Monthly Payment $3,179 $3,176 $3,971

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.