4455 Ontario LANE, Clearwater, FL, 33762 | $329,900

Under contract-accepting backup offers. HIGHLY desirable 55+ Lakes community! Located on a less traveled cul-de-sac street, you’ll enjoy peaceful living in this 2 Bedroom / 2 Bathroom single family home and will appreciate the storage options this RARE over-sized (21x21) 2-car garage offers! The extra long, double driveway provides lots of additional parking space too! You’ll fall in love with the open floor plan allowing a variety of furniture configurations: a Living Room/Dining Room combination or use the Kitchen/Florida Room combination as a dining area - great for entertaining. The large, screened patio area (17x22) offers both shade and sun exposure - perfect for enjoying the outdoors – with a door for backyard access. You’ll appreciate the recently painted, neutral interior, easy maintenance laminate flooring throughout and tile in all the right places! The 9x9 Kitchen includes a closet pantry, updated Merillat cabinetry (with pull out drawers) and countertops, decorative faucet and overhead lighting. Natural light filters through the Kitchen sink window which provides open views of the patio and yard. The 13x16 Master Bedroom offers a walk-in closet and en-suite Bathroom with tiled shower, comfort height vanity, new dual flush commode and his & hers medicine cabinets. Second Bedroom measures 10x11 and features a wall closet with organizer. The spacious Guest Bathroom has an updated, comfort height vanity and a combination tiled tub/shower. The inside Laundry Room with utility tub is conveniently located off the bedroom hallway, on the way to the garage. UPDATES include: shingle roof (2020); freshly painted interior walls/ceilings, garage and patio floors (2024); Dishwasher (2023); HWH (2017); and an ultra-quiet Chamberlain myQ Wi-Fi garage door opener (2023). Low monthly HOA fees of $180 include cable, internet, lawncare and community amenities. The clubhouse area provides a game room, library, community heated pool and shuffleboard courts. Just minutes from Freedom Lake Park with paved walking paths around 2 lakes, sailboat racing, an outdoor workout area, playground, picnic pavilions, a dog park, and Korean / Vietnam War Memorials. Easy access to nearby grocery stores, pharmacies, restaurants, banking, an 18-hole public golf course, Parkside Mall, I-275, the St. Pete/Clearwater and Tampa International airports, downtown St. Petersburg and our spectacular Gulf beaches. 2 Pets any size are welcome. NOT IN A FLOOD ZONE! Don't miss this one-of-a-kind opportunity to live the Florida Lifestyle - schedule a showing today!

Features

  • Amenities: Cable TV, Clubhouse, Pool, Shuffleboard Court
  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 35 x 117 x 100 x 159
  • Laundry: Inside, Laundry Room, Washer Hookup
  • Style: Ranch
  • Year Built: 1974
  • Garage: 2-car Driveway, Garage Door Opener, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,340
  • Acreage: 0.19
  • Lot Size: 35 x 117 x 100 x 159
  • Est. Taxes: $966
  • HOA Fee: $180 Monthly
  • Lot Desc: Cul-De-Sac, City Lot, Irregular Lot, Landscaped, Oversized Lot, Sidewalk, Street Dead-End
  • Adult Communities: Yes
  • Pet Policy: Number Limit, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: U8246732
  • Days on Market: 76 days
  • Website: https://www.raveis.com
    /prop/U8246732/4455ontariolane_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/27/2024 8:17:09 PM)
Listing courtesy of MAINLANDS REAL ESTATE INC   Phone: 727-576-0101

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4455 Ontario LANE, Clearwater, FL, 33762

$329,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,920 $263,920 $263,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $81 $81 $81
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,647 $1,604 $2,086
Total Monthly Payment $1,802 $1,759 $2,241

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.