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Under contract-accepting backup offers. Discover your ideal Florida retreat in the sought after community of Pine Lakes: A charming 3-bedroom, 2-bathroom home designed for those who appreciate a private, serene yard without the upkeep of a pool. The magical backyard feels like a secret garden, perfect for relaxation and outdoor enjoyment. If desired, the space is ready for a future pool installation. Recently updated with a new roof, this concrete built home offers peace of mind with hurricane shutters on all windows. It is also wired for a generator, complete with a concrete pad for easy setup. The spacious kitchen, with a sun tunnel which keeps it bright all day, is perfect for entertaining, seamlessly connecting to a formal dining room ideal for elegant dinners. Cozy up by the fireplace on cool evenings in the family room, or enjoy the screened Florida room year-round. The owner's suite is a dream with a jetted tub, large easy-entry separate shower, and a private commode with a heated bidet. The home also comes with a termite agreement and an HVAC service agreement, providing added peace of mind. NO EXPENSIVE water bills, as the irrigation system is on a well. This enchanting, well-priced home is ready to welcome you to a safe, comfortable Florida lifestyle. Lovingly built and maintained by the original owner, this home is a tranquil haven conveniently located near all of Palm Coast's amenities and Flagler's famous cinnamon-colored sandy beaches. Most furnishings are negotiable.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $84 | $84 | $84 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,886 | $1,886 | $2,420 |
Total Monthly Payment | $2,045 | $2,045 | $2,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.