BEST KEPT SECRET! HURRY, they don’t last long in this quaint UNION PARK VILLAS 55+ community in delightful Dunedin! These sought after Cottage homes are all designed with old Florida charm in mind. The yard is just big enough to enjoy some gardening and space. Walkable community with a lovely clubhouse for meeting friends and enjoying activities, a heated pool, shuffleboard, pool table and relaxing pond. Your new 3/2 cottage villa home is built with block construction and boasts beautifully and stylishly updated features! Move right in and start enjoying Florida living! The kitchen has been upgraded with granite counter tops, stainless appliances and new contemporary cabinetry, large sink, new hardware and faucets. Easy maintenance beautiful flooring throughout and updated baths to relax at the end of your day. Low HOA fee is $280 month and takes care of the exterior maintenance of your home, yard service, water, sewer, trash, cable TV and Internet all Included! Small pet is ok and the home can be rented out. Driveway parking large enough for two cars. NEW ROOF 2024, NEW AC 2024, NEW Tankless Water heater and NEW Electric Panel 2024, and a Reverse Osmosis in 2024! This would be a Wonderful full time or vacation home with no worries for years to come! ! Close to Dunedin Downtown to enjoy the many festivals, restaurants and shops, Honeymoon island Beach, Blue jays Spring Training Baseball, highly rated hospital, and many other great restaurants and shopping nearby. Come see this hidden gem before it’s gone!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $58 | $58 | $58 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,650 | $1,648 | $2,126 |
Total Monthly Payment | $1,783 | $1,781 | $2,259 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.