Price adjustment a true 4/2 pool home in beautiful Lake Pasadena. No damage at all with the storms and no flooding in a very high and dry area. Sitting on almost ¼ acre, a large spacious lot to enjoy and entertain. This massive pool was resurfaced in 2023 and is surrounded by brick pavers. New privacy vinyl fence installed in 2023. This home has original hardwood floors with nice charm throughout. Spacious master suite with a very large 2nd bedroom. Light and bright home with large windows in the living room. An open and spacious layout with an additional den or multi-purpose room, could be a separate dining room as well. Solid granite countertops in the kitchen with barstools for a breakfast area. There is a covered and screened porch lanai overlooking the pool and backyard. Providing additional space for the home in a very peaceful setting. French doors lead out to the pool and there is a separate interior laundry room. There are 2 sheds, one is very large located in the backyard with a small AC unit and electric. A second shed is attached to the side of the home with electric, great for decorations and other storage items. Lots of storage is available on site. Alley access with a parking pad for additional and convenient parking. There is a separate laundry room inside for convenience with plenty of room to organize and separate clothes along with storage for pantry items. Lake Pasadena is a highly desirable neighborhood with 2 beautiful lakes in Lake Pasadena and Lake Disston. A truly great area for walking, bike riding, feeding the ducks by the lake and enjoying nature. Bear Creek Park is around the corner to enjoy activities and the kid’s park. Nestled in a perfect location in Central St. Pete providing easy access to St. Pete Beach, Treasure Island and vibrant downtown St. Pete within 10 minutes. Enjoy nearby Gulfport and the art district along with their shops and restaurants, also just minutes away. Hop on the sun runner just blocks away to head downtown or to the beach and avoid parking. The surrounding area is filled with shopping, restaurants and professional services. No Flood insurance required.
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Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,847 | $2,845 | $3,670 |
Total Monthly Payment | $3,111 | $3,109 | $3,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.