This wonderful village home is situated in a nice neighborhood off the beaten path but walking distance to the village and has been beautifully maintained. Fresh paint on the exterior & metal roof means no major outdoor projects, giving you ample time to enjoy the extensive flower gardens, the private back yard with flower gardens, the lower terrace lawn or your lovely wrap-around covered porch. Enter the front door into the foyer and immediately feel at home with hardwood floors, wood trim and wood details in a warm honey tone. Turning right brings you into the dining room which is open to the spacious kitchen with ample cabinetry and counterspace. A short hall leads you to the sitting room that is open to the living room, both rooms offering much desired natural light & beautiful hardwood floors. A full bath finishes up the first floor. Head up the wooden staircase to find a spacious bedroom with large walk-in closet. There are two generous sized additional bedrooms. A half bath with direct access from one of the bedrooms. The full basement is clean & dry hosting a laundry area, work area, storage and utilities. If storage is what you need, this home has a few options to include the attached cold storage room with built-in cabinets or head out back to the large, detached outbuilding for your lawn & garden equipment, toys and hobbies. Well maintained to move in & enjoy immediately but also allows room to make your own personal touches if desired. Don't delay, call today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $266 | $266 | $266 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,628 | $1,605 | $2,102 |
Total Monthly Payment | $1,969 | $1,946 | $2,443 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.