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248 Island Trail, Morris (Deer Island), CT, 06763 | $1,499,999
Spectacular Lakefront Home! Direct lake frontage on highly sought after Deer Island of Bantam Lake. As the largest natural lake in Connecticut, enjoy fishing, sailing, motorized and non-motorized sports this summer and ice fishing and skating in the winter. Situated on a corner lot approximately 150' from the lake, you can live large on the impressive wraparound deck or host a lawn party in between the fruit trees just steps from the water. This three bedroom contemporary will definitely wow your guests. Enjoy the views of the lake through the walls of windows in every room or from the expansive deck. The impressive great room was added years ago featuring a stunning masonry fireplace perfect to light during the winter months when waiting for the snow to fall. A loft, currently used as an office, overlooks the great room. Plenty of room for entertaining with this home's open floor plan lined with charming exposed beams and gleaming hardwood floors. The primary suite upstairs offers seclusion and includes ample closet space, gorgeous views of the lake, and full bath with stall shower, jacuzzi tub, and bidet. In the lower level, you will find two additional bedrooms with full bath and two car garage access. Just steps from the main boat launch, get ready to get out on the lake! Short drive to award-winning area restaurants and all conveniences. Do not miss this exceptional opportunity to enjoy lake life on "The Island" in the heart of beautiful Litchfield County!
Features
- Town: Morris
- Amenities: Tennis Courts
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: Lower Level
- Style: Contemporary
- Year Built: 1959
- Garage: 2-car Attached Garage,Under House Garage,Driveway
- Heating: Hot Air
- Cooling: Ceiling Fans,Central Air
- Basement: Full,Heated,Fully Finished,Cooled,Interior Access,Walk-out,Liveable Space
- Above Grade Approx. Sq. Feet: 1,657
- Below Grade Approx. Sq. Feet: 454
- Acreage: 0.54
- Est. Taxes: $9,734
- HOA Fee: $1,000 Annually
- Lot Desc: Corner Lot,Dry,Level Lot,Water View,Open Lot
- Water Front: Yes
- Elem. School: James Morris
- High School: Wamago Regional
- Appliances: Oven/Range,Wall Oven,Microwave,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24025431
- Days on Market: 142 days
- Website: https://www.raveis.com
/eprop/24025431/248islandtrail_morris_ct?source=qrflyer
Listing courtesy of Drakeley Real Estate, Inc.
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Built-Ins,Wall/Wall Carpet | Lower |
| Bedroom 2 | Balcony/Deck,Sliders,Wall/Wall Carpet | Lower |
| Dining Room | Balcony/Deck,Beams,Sliders,Hardwood Floor | Main |
| Eat-In Kitchen | Book Shelves,Breakfast Bar,Built-Ins,Hardwood Floor | Main |
| Full Bath | Stall Shower,Slate Floor | Lower |
| Great Room | 9 ft+ Ceilings,Balcony/Deck,Beams,Fireplace,Sliders,Hardwood Floor | Main |
| Office | Vaulted Ceiling,Balcony/Deck,Beams,Book Shelves,Hardwood Floor | Upper |
| Primary BR Suite | Skylight,9 ft+ Ceilings,Beams,Built-Ins,Full Bath,Stall Shower | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
248 Island Trail, Morris (Deer Island), CT, 06763
$1,499,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,199,999 | $1,199,999 | $1,199,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
| Monthly Tax Payment | $811 | $811 | $811 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,908 | $7,585 | $10,126 |
| Total Monthly Payment | $7,844 | $8,521 | $11,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524