This charming lake cottage has undergone a stunning transformation, turning it into a delightful getaway that's perfect any time of year. Originally a modest shell, it now shines as a pearl, boasting one bedroom and 1. 5 baths. On the upper level, you'll find a fully equipped kitchen with brand new appliances, a fresh bathroom with a shower, new windows throughout, and a comfortably sized bedroom. A spiral staircase leads you down to the living area, which opens onto a fantastic deck overlooking a tranquil brook and offering views of Silver Lake. The lower level is equipped with a convenient half bath and a laundry room for added convenience. Nearby, you'll find amenities such as a community boat launch and a town beach, perfect for enjoying water activities like canoeing, kayaking, or swimming at Sharon Town Beach just a short distance away. The location also offers easy access to a variety of attractions including restaurants, a nearby train station, rail trails for outdoor activities, local wineries, and the Sharon Playhouse for entertainment. Whether you're seeking a peaceful retreat or a place to enjoy outdoor adventures and local entertainment, this cottage offers the best of both worlds in a picturesque setting.
Type | Description | Level |
---|---|---|
Kitchen | Granite Counters,Hardwood Floor | Main |
Living Room | Sliders,Hardwood Floor | Lower |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,160 | $2,160 | $2,160 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $14 | $14 | $18 |
Total Monthly Payment | $89 | $89 | $93 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.