Welcome to this Spacious Cape Cod located in North Baldwin in the Rockville Centre border. It features a charming Front Porch to welcome you and your family, a Formal Living Room with Wood Burning Fireplace and gleaming Hardwood Floors, Granite and St Steel Chef Kitchen with Breakfast Area which is just perfect for everyday meal and has a door to the attached garage for easy access. The Family Room with vaulted ceilings is impressively large and has a dining area and den anchored with a Pot Belly Fireplace. Thru the sliding door is a fenced-in backyard with a patio, flowering perennials and mature hedges and trees for privacy ready for Summer BBQ parties. On the second floor is the large main bedroom with a walk-in-closet and a dedicated space/office that can be converted into a primary bathroom. Hall Bath with Tub and 2 secondary bedrooms complete the 2nd floor. The basement serves as storage, utility, and laundry areas. Notable features are owned solar panels, 3 zone gas heat, split AC, 200 Amp , extra storage above attached garage, Lenox elementary School. Do not miss seeing this Gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $1,171 | $1,171 | $1,171 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,155 | $3,155 | $4,103 |
Total Monthly Payment | $4,418 | $4,418 | $5,366 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.