10969 SW 75th TERRACE, Ocala, FL, 34476 | $194,900

**NEW WINDOWS! NEW DOORS! ALL NEW SIDING! BRAND NEW APPLIANCES! EXTRA LARGE SCREEND IN LANAI!! RARE WOOD BURNING FIREPLACE!!!! LARGE CORNER LOT! WHAT MORE COULD YOU NEED? *** Discover this beautifully updated 2-bedroom, 2-bath FULLY FURNISHED home in the peaceful community of Palm Cay. Nestled on a spacious quarter-acre lot, this 1, 092 sq. ft. residence is loaded with modern upgrades and is move-in ready. Key Features: Elegant Interiors: Stained concrete floors throughout, offering both sophistication and ease of cleaning. Fully Furnished: This home comes fully furnished, providing immediate comfort and style. Gourmet Kitchen: Features stunning granite countertops and new appliances, including a garbage disposal. Stylish bathrooms featuring granite countertops. Outdoor Living: Enjoy the new screened porch and brand-new siding around the entire house. Windows and doors are newly installed for enhanced security and efficiency. Functional Fireplace: A fully cleaned and ready-to-use fireplace adds warmth and charm to the living area. Well-Maintained Systems: Septic system was pumped in 2021. The sprinkler system is upgraded with new valves, lines, and a computer board for easy maintenance. Efficient Utilities: New hot water heater and attic fan help lower utility costs. Convenient Laundry: Washer and dryer included for added convenience. AC System: Recently replaced and serviced AC coil ensures a comfortable indoor climate. Smart Home Features: Includes a smart thermostat, smart locks, and touch screen light switches for modern living. Experience the blend of contemporary amenities and classic charm in this Palm Cay home. The HOA fee includes access to many of Palm Cay's amenities including the community pool, clubhouse, tennis court, billiards and so much more. Schedule your viewing today to see all this gated 55+ plus, deed restricted community has to offer.

Features

  • Amenities: Gated
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1990
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,092
  • Acreage: 0.23
  • Est. Taxes: $992
  • HOA Fee: $117 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: OM680402
  • Days on Market: 47 days
  • Website: https://www.raveis.com
    /prop/OM680402/10969sw75thterrace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/29/2024 8:32:12 PM)
Listing courtesy of ASHLAR REALTY   Phone: 352-299-0087

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10969 SW 75th TERRACE, Ocala, FL, 34476

$194,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $155,920 $155,920 $155,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $83 $83 $83
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $973 $947 $1,232
Total Monthly Payment $1,131 $1,105 $1,390

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.