**NEW WINDOWS! NEW DOORS! ALL NEW SIDING! BRAND NEW APPLIANCES! EXTRA LARGE SCREEND IN LANAI!! RARE WOOD BURNING FIREPLACE!!!! LARGE CORNER LOT! WHAT MORE COULD YOU NEED? *** Discover this beautifully updated 2-bedroom, 2-bath FULLY FURNISHED home in the peaceful community of Palm Cay. Nestled on a spacious quarter-acre lot, this 1, 092 sq. ft. residence is loaded with modern upgrades and is move-in ready. Key Features: Elegant Interiors: Stained concrete floors throughout, offering both sophistication and ease of cleaning. Fully Furnished: This home comes fully furnished, providing immediate comfort and style. Gourmet Kitchen: Features stunning granite countertops and new appliances, including a garbage disposal. Stylish bathrooms featuring granite countertops. Outdoor Living: Enjoy the new screened porch and brand-new siding around the entire house. Windows and doors are newly installed for enhanced security and efficiency. Functional Fireplace: A fully cleaned and ready-to-use fireplace adds warmth and charm to the living area. Well-Maintained Systems: Septic system was pumped in 2021. The sprinkler system is upgraded with new valves, lines, and a computer board for easy maintenance. Efficient Utilities: New hot water heater and attic fan help lower utility costs. Convenient Laundry: Washer and dryer included for added convenience. AC System: Recently replaced and serviced AC coil ensures a comfortable indoor climate. Smart Home Features: Includes a smart thermostat, smart locks, and touch screen light switches for modern living. Experience the blend of contemporary amenities and classic charm in this Palm Cay home. The HOA fee includes access to many of Palm Cay's amenities including the community pool, clubhouse, tennis court, billiards and so much more. Schedule your viewing today to see all this gated 55+ plus, deed restricted community has to offer.
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Our Executive Mortgage Banker:
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$168,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,120 | $135,120 | $135,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $83 | $83 | $83 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $899 | $898 | $1,139 |
Total Monthly Payment | $1,057 | $1,056 | $1,297 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.