4 Bedroom W/ Cathedral family room model New Home Details - 3, 232 s/f finished living space - 3 car garage with Primary above, all I joist construction / no columns, insulated and drywall in garage - Walk out basement or dog house with single half glass door as site allows - 12 x 16 rear deck with Trex Pebble or Saddle decking, white composite rails, black balusters, frame wrapped in white PVC trim, matching stairs - Farmer’s porch with Trex Pebble or Saddle decking, white composite posts, frame wrapped in white composite trim, matching stairs - White Vinyl Soffit ceiling - Matte black hardware and fixtures throughout - 96% efficient Ducane furnace and A/C with 2 zones - Navian on demand gas (or State electric heat pump upon request) water heater - Gas fireplace with blower, white painted mantle with black tile surround - Whirlpool double oven, 30” gas cook top, microwave exhaust vented outside - JSI Dover White cabinetry and vanities - Quartz kitchen counter tops & granite vanity tops per 10k allowance - Under counter lighting - Custom tile shower in primary with shower head & hand held, glass door - Bath fan / light combos in all baths - Wire shelving in closets, above laundry & in pantry - Flat panel recessed LED lighting as shown on plans, surface mount elsewhere Facsimile pictures that show optional upgrades. Pictures are of builders actual work.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,256 | $4,618 | $6,260 |
Total Monthly Payment | $4,348 | $4,710 | $6,352 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.