190 Tarpon ROAD, Fort Myers Beach, FL, 33931 | $639,900

Best priced livable waterfront home on the island! Discover this beautifully renovated 2-bed, 1-bath gem in Laguna Shores, on Estero Island. With a 2021 roof, 2022 HVAC, and new impact windows this home offers worry-free living. Enjoy the serenity of waterfront living with direct access to Estero Bay and Lovers Key State Park. The house has been entirely updated, featuring stunning new gray shaker cabinets, quartz counters, stainless steel appliances, and intricate backsplash. Relax in your modern gold trimmed bathroom oasis. The interior boasts luxury waterproof plank flooring with a lifetime warranty, fresh paint and new doors throughout.

Step outside to find new sod, a new irrigation system, enhancing both the beauty and functionality of the home. The exterior shines with new stucco, adding to its fresh, modern appeal. For boating enthusiasts, the property is dock-ready with completed Boundary, Bathymetric, and Riparian surveys. This is a rare opportunity to own a turnkey waterfront home in a prime location. This is a Great home for personal use, investment, or a combination of the two! Surrounded by multi-million dollar homes you can enjoy the Southern part of the Island with quick access to Bonita Springs and Naples. Don’t miss out!

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Laundry Room, Washer Hookup
  • Year Built: 1970
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 844
  • Acreage: 0.22
  • Est. Taxes: $6,853
  • HOA Fee: $50 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: A4613970
  • Days on Market: 97 days
  • Website: https://www.raveis.com
    /prop/A4613970/190tarponroad_fortmyersbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/23/2024 8:17:08 AM)
Listing courtesy of Elevate Maine Realty   Phone: 561-427-3923

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

190 Tarpon ROAD, Fort Myers Beach, FL, 33931

$639,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $511,920 $511,920 $511,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $571 $571 $571
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,110 $3,110 $4,046
Total Monthly Payment $3,773 $3,773 $4,709

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.