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West Canaan: Are you looking for a home all on one level? This 1484 square feet +/- 2 bedroom, 2 full bath 2004 double wide is located on a nice 1. 31 acre+/- lot in West Canaan on a dead end town maintained road just off Route 4 near Mascoma High School and Indian River Middle School. There are many upgrades to this home with laminate wood-look flooring, an abundance of oak cabinets and counter tops in the kitchen, a sunny breakfast nook, new stainless steel refrigerator, dishwasher, and gas range in 2023, plus a built in microwave, washer, & dryer that are included. Primary bedroom with walk in closet & full bathroom, painted drywall walls and cathedral ceilings. 2 bedrooms and an office. Enjoy the community and all it has to offer, summer concerts in the park, farmer's market on Sunday, restaurants, churches, stores, area lakes with public access, the Northern Rail Trail, or hop on the Advance Transit Bus Service or the Northern Rail Trail. Xfinity at site and cell phones work here! Detached 2 car garage, paved driveway, patio, deck, and 12x52 metal shed for all your toys. Enjoy the private back yard for summer fun!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $427 | $427 | $427 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,995 | $1,993 | $2,572 |
Total Monthly Payment | $2,496 | $2,494 | $3,073 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.