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Gorgeous views of 15th hole of River Ridge course. Home has 3 BRs, 2 full baths & half bath, 2 car garage w/a separate entry for golf cart, approx. 2872 ft under air. Bright blue cabinetry, Florida room off living room, gas fireplace & wet bar in L/R, screened in pool/spa, carpet & tile, 20kw generator, 2 new A/Cs in Nov 2023, roof is 2013 (per 4 points), water heater 2019, CBS construction, new remote-controlled shades on windows, new A/C spit in garage, newly painted garage floor, front door & full interior. Harbour Ridge is a private, mandatory membership community w/2 golf courses, 45000 SQ FT riverfront clubhouse, fitness center, pickleball & tennis courts, 3 marinas. Monthly HOA fee includes dues, trail fees, POA, HOA, Capital Funds & taxes. $124, 000 joining fee plus $1000 refundab
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Our Executive Mortgage Banker:
Our Insurance Division:
$870,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $696,000 | $696,000 | $696,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.838% | 6.989% | 6.850% |
Monthly Tax Payment | $746 | $746 | $746 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,689 | $4,572 | $6,111 |
Total Monthly Payment | $5,527 | $5,410 | $6,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.