Experience the epitome of luxurious waterfront living in this exquisite DREAM Boater's Paradise in Palm Harbor, Florida. With an assumable mortgage of $407, 700 at an incredibly low rate of 2. 625% and 27 years remaining, this is a rare opportunity to secure an enviable interest rate. Nestled on deep Gulf waters, this beautifully appointed residence features 3 spacious bedrooms and 2 tastefully renovated bathrooms. As you step through the front door, be captivated by breathtaking water views that grace every corner of the home.
The gourmet kitchen is a chef's delight, equipped with stainless steel appliances, a wine cooler, and a large island adorned with granite countertops, seamlessly flowing into a grand family room. An extended living space awaits beyond, perfect for a formal dining area or a serene sitting area. Additionally, an enclosed patio offers potential for further expansion, enhancing your living space.
Elegant recessed lighting illuminates the home, while the second large bedroom boasts an en suite layout with a washer and dryer cleverly concealed behind elegant barn doors. Please note, this room does not feature a dedicated closet.
Modern conveniences include a new tankless water heater, a roof installed in 2017, and a one-car garage. Boating enthusiasts will revel in the 70 feet of seawall, featuring three lift options: two Davits for jet skis or boats and a 20, 000 lb. boat lift with reinforced dock pilings, complete with water and electricity. The property also includes a superb dock and a filet table for preparing your fresh catch. To top it all off there are no bridges! Bring your golf cart and embrace the Florida salt life in this stunning home. Don’t miss the chance to own this slice of paradise. Call us today to schedule your private showing.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$860,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $688,000 | $688,000 | $688,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.250% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.371% | 6.372% | 6.182% |
Monthly Tax Payment | $540 | $540 | $540 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,236 | $4,236 | $5,806 |
Total Monthly Payment | $4,868 | $4,868 | $6,438 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.