Discover 49 White Swan Drive, a contemporary coastal home in the peaceful and ultra-desirable neighborhood of The Village of Pt Judith. Upon entry, you're greeted by a spacious and light-filled open floor plan. A wall of windows and sliding doors flood the living and dining areas with natural light, highlighting the cathedral ceiling. Continue to the well-designed large kitchen which provides ample counter space, wood cabinetry, granite surface, updated appliances and dining space. Off the kitchen is a front-to-back deck, an extension of the home's living space. 3 floors of private sleeping areas: Upstairs has 2 bedrooms, 1 full bath; entry level has 1 bedroom and full bath with walk-in shower; lower level has 2 bedrooms and half bath. Step outside to the landscaped yard, with an enclosed h/c outdoor shower, garage and newly sealed large driveway. Gas heated, central air, newly glazed west-facing windows, exterior french drains are some of the features! Pt. Judith offers easy access to beaches, Block Island Ferry, water sports, dining spots and lots more! Great rental history. Come explore!
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Our Executive Mortgage Banker:
Our Insurance Division:
$995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $407 | $407 | $407 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,273 | $4,709 | $6,557 |
Total Monthly Payment | $4,772 | $5,208 | $7,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.