Well maintained and recently completely renovated 2 family Colonial Farmhouse for sale in the quaint town of Benson Vt. . Home is less than an hr drive to Killington and it is centered between Rutland and Middlebury. . and 90 min to Burlington. Several Lakes in the area including Lake Champlain and plenty of ATV and Snowmobile trails as well! Both units are presently rented . Property sits on over an acre of land with the ability to build an additional structure for business or storage. First floor ( which also includes a portion of the 2nd floor) boasts 5 bedrooms 2 baths, nice wrap around porch large kitchen with island, separate spacious laundry and pantry area and new appliances. . It also has a large living room and nice foyer leading to the upstairs. 2nd Apt has 2 bedrooms. . living area. kitchen and private bath. . . separate access, nice deck/balcony and plenty of parking and privacy. . This is a great income producing opportunity! Rent both or live in one and rent the other. Come take a look!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $286 | $286 | $286 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,642 | $1,599 | $2,080 |
Total Monthly Payment | $2,003 | $1,960 | $2,441 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.