Welcome To Spectacular Built In 2007 Move-In Ready Colonial, Beautifully Situated In An Exemplary Quiet Area On A Mid-Block! Nestled Within The Smithtown School District, This Home Features 4 Bedrooms And 2. 5 Baths. Begin Your Visit From the Spacious Foyer With Hall Closet, Continue To The Quaint Living Room, Sun-Drenched Formal Dining Room, Powder Room And Open Concept Inviting Gourmet Kitchen With Sliding Doors To Oversized Deck. The Spacious Eat In Kitchen Area Features Wall Of Andersen Windows That Allows Views Of Perfectly Flat, Manicured And Fully Fenced Backyard. Ascend On The Staircase To The Second Floor Boasting 3 Ample Size Bedrooms And Full Bathroom Along with The Fabulous Vaulted Primary Bedroom With Its Own Bathroom And Walk-In Closet. More Features Include 2 Zone Central Air Conditioning, Stainless Appliances, 20+ Hi-Hats, Gleaming Oak Hardwood Floors On the First Floor, Wall To Wall Carpets On The Second Floor, Attic, Finished Basement With Laundry Room, One-Car Attached Garage, Natural Gas/Hot Air Heating, In-Ground Sprinklers in Front Yard, 200 Amps. Close To School, Shops, Parks. A Must See!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,175 | $1,175 | $1,175 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,390 |
Total Monthly Payment | $5,520 | $5,515 | $6,657 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.