463 Cairo Junction Road, #A, Catskill, NY, 12414 | $899,000

This stately six-bedroom, three-bathroom 1850's Catskill farmhouse has been completely renovated by the current owner who meticulously restored many of the original historic details while adding numerous modern updates. The wide plank wood floors, hand cut notched wood beams, carved mantel and hallway banister - workmanship you cannot reproduce today, can be found throughout this charming home. The sprawling first floor flows seamlessly from the entrance foyer/mud room, gourmet kitchen, formal dining and living rooms with three bedrooms and two full bathrooms. Through the laundry room you'll find an attached garage (lots of storage) and a staircase leading to three renovated massive rooms that have endless possibilities! The entire main floor has windows flooding the space with natural light and several doors leading to a long-covered porch, perfect for several rocking chairs where one can sit and enjoy country living. The second floor, currently set up as separate living quarters features; a kitchen, formal dining and living rooms, two bedrooms and a full bathroom. The space is connected to the rest of the house by several doors so while the rental income definitely helps off-set expenses, the house with little effort, could easily be turned back into the single-family grand farmhouse it once was. Many of the systems have been recently replaced such as; well pump, two Navian on-demand water/heating units, gutters, bilco doors, windows, appliances, roof, plus much more, the entire outside was also recently painted. There are two separate meters, so tenant pays all utilities and a third landlord meter ready to be connected, if required. Financials furnished upon request. Enjoy local hot spots like; Gracie Luncheonette, Casa Susanna, Piccolo, Hemlock Bar just minutes away and Hudson's trendy Warren Street/Amtrak Station only 15 minutes east. Hunter/Windham; 15 mins, NY Thruway; 10 mins, NYC; 2. 5 hours.

Features

  • Rooms: 20
  • Bedrooms: 6
  • Baths: 3 full
  • Style: Farm House
  • Year Built: 1850
  • Garage: 1-car Attached
  • Heating: Base Board,Hot Air,Hot Water
  • Basement: Dry,Full,Unfinished
  • Approx Sq. Feet: 4,370
  • Acreage: 2
  • School District: Catskill
  • MLS#: 153148
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/153148/463cairojunctionroad_catskill_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of The Kinderhook Group, Inc.

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

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463 Cairo Junction Road, #A, Catskill, NY, 12414

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.500% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.335% 6.612% 6.433%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,254 $4,546 $6,167
Total Monthly Payment $4,346 $4,638 $6,259

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.