Under contract-accepting backup offers. Welcome to your dream home in the highly sought-after Lake Padgett Estates East, a beautiful neighborhood in the Land O' Lakes area of Tampa, Florida. This well-maintained 3-bedroom, 2-bathroom gem offers everything you need for comfortable and convenient living. This home features a brand-NEW ROOF and NEW HOT WATER HEATER, ensuring years of worry-free living. A NEWLY installed PVC FENCE provides privacy and security for your family and pets. The BUILT-IN OFFICE area, located just off the kitchen, is perfect for remote work or studying. Enjoy dining in the BRIGHT, courtyard dining area with a beautiful NEW SKYLIGHT, offering easy access to both the kitchen and family room. Relax and entertain in the spacious SCREENED LANAI overlooking a FULLY FENCED backyard, complete with FRUIT TREES and a STORAGE SHED. This home is MOVE-IN-READY and can come PARTIALLY FURNISHED, making your transition even easier. Additionally, it includes a one-car garage for convenient and secure parking with extra storage space. Lake Padgett Estates East offers an array of amenities for residents an Olympic-sized pool, clubhouse, parks, playgrounds, racquetball and tennis courts, and so much more. The location is ideal, with close proximity to top-rated schools, shops, restaurants, and parks, as well as easy access to major highways, making commutes a breeze. Additional highlights include ceiling fans throughout the home and a NEW OUTSIDE AC CONDENSER for these hot days! Everything in this home is new except for cosmetic touches, allowing you to personalize it to your taste. All of this is available for UNDER $300k, with a low HOA fee of only $52 per month for all the fantastic amenities. Whether you're looking for a primary residence or a potential investment property, this home is move-in ready and full of potential. Don’t miss out on this incredible opportunity to own a piece of paradise in Lake Padgett Estates East. Contact us today to schedule a viewing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $357 | $357 | $357 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,397 | $1,361 | $1,770 |
Total Monthly Payment | $1,829 | $1,793 | $2,202 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.