VERY MOTIVATED SELLER! Welcome to this Immaculate Colonial home in the heart of St Albans Queens. This beautiful property is tastefully gut renovated from the basement all the way to the attic. On the first level, the beautiful home offers a very large and inviting living room, dining room, family room, which are all an Entertainers Delight. There is Also an open concept kitchen with all stainless steel appliances and granite countertops, as well as the Primary En-Suite, (including a private bathroom), as well as a powder room. The second level features four additional bedrooms and a beautifully remodeled full bath. The attic is finished with hardwood floors, and can later be converted into a loft, a study room or an office. On the basement level, there is a full bath and a washroom, as well as a private outside entrance. The spacious backyard is a perfect place for your summer entertaining and Sunday barbecues! It is also a great place to build an organic garden and/or to realize all your gardening dreams. Other great features are solar panels, which are worth $45, 000 and are fully paid for, all hardwood floors throughout the house, new windows, new screen Windows as well as new kitchen and new bathrooms. The home is close to public transportation, close to places of worship, restaurants, shopping, and cafes. Come see this beauty before it's gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$818,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $654,400 | $654,400 | $654,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $475 | $475 | $475 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,716 | $4,083 | $5,478 |
Total Monthly Payment | $4,283 | $4,650 | $6,045 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.