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629 Oak Bay DRIVE, Osprey, FL, 34229 | $580,000
**THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Indulge in the ultimate Florida lifestyle with this captivating 4-bedroom, 2-bathroom pool home nestled within the community of Bay Oaks Estates. Lush greenery and a charming front porch that exudes curb appeal sets the stage for what lies within. As you step through the front door, prepare to be captivated by the sight of the pool on the lanai. Experience enhanced peace of mind with recent upgrades tailored to elevate your living experience. The home received a new roof, HVAC system, and ducts in 2020, followed by the installation of a hot water heater in 2022. In 2023, new washer and dryer units were installed, alongside updated piping, significantly enhancing the property. Additionally, a dedicated well pump exclusively for the irrigation system ensures optimal upkeep of the vibrant landscape. Easily entertain guests in the formal dining room and spacious family room, seamlessly connected to the kitchen. With its suite of stainless steel Samsung appliances, convenient pantry, ample counter space, and inviting breakfast nook overlooking the pool, the kitchen becomes the heart of social gatherings and family meals. Beyond the sliding glass doors awaits your private oasis, where the allure of the lush foliage continues, enveloping the pool area in natural beauty and creating a secluded retreat perfect for both relaxation and outdoor entertaining. Whether you prefer to bask in the warmth of the Florida sun or seek refuge in the shaded comfort of the covered lanai, this outdoor oasis offers endless opportunities for enjoyment and rejuvenation. Relax in the primary suite, a welcoming retreat designed for comfort and convenience. Enjoy direct access to the lanai, blending indoor and outdoor living while dual closets, including a walk-in, offer practical storage solutions. The ensuite bathroom boasts dual vanities, a relaxing soaking tub, and a spacious walk-in shower. Two additional bedrooms, sharing an updated bathroom that doubles as a convenient pool bath, provide versatility and comfort for family and guests alike. A fourth bedroom, currently utilized as an office, offers flexibility to suit your individual needs and lifestyle preferences. Residents of Bay Oaks enjoy the benefits of a low annual HOA, ensuring a well-maintained neighborhood and preserving the community's pristine ambiance. Centrally located, this home offers convenient access to the area's picturesque gulf beaches, A-rated schools, the scenic Legacy Trail, Oscar Scherer State Park, and an abundance of shopping, dining, and entertainment options.
Features
- Amenities: Vehicle Restrictions
- Rooms: 13
- Bedrooms: 4
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 1996
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,867
- Acreage: 0.24
- Est. Taxes: $3,473
- HOA Fee: $270 Annually
- Lot Desc: Corner Lot, In County, Landscaped, Private, Sidewalk
- View: Pool, Trees/Woods
- Elem. School: Laurel Nokomis Elementary
- Middle School: Laurel Nokomis Middle
- High School: Venice Senior High
- Pool: Deck, Heated, Screen Enclosure
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: A4611341
- Days on Market: 72 days
- Website: https://www.raveis.com
/prop/A4611341/629oakbaydrive_osprey_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS CLASSIC GROUP Phone: 941-900-4151
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
629 Oak Bay DRIVE, Osprey, FL, 34229
$580,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $464,000 | $464,000 | $464,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $289 | $289 | $289 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,819 | $2,819 | $3,667 |
| Total Monthly Payment | $3,200 | $3,200 | $4,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388