4939 Floramar TERRACE, #610, New Port Richey, FL, 34652 | $169,000

Want resort life living with a million dollar view for only a fraction of the cost? Jackpot right here!!! This highly desired community has both access with a canal to the open Gulf of Mexico and the option to the private Gulf Harbors beach club for just $200. 00 a year for that membership. This unit comes with all furnishings pictured here you just need to bring your belongings and set up what you want for your own bedroom. It is a 1 bedroom/ 1 bath spacious condo with stunning views of the water from living room and the bedroom that will create that fantastic positive vibes all day and all night. Carpet in the bedroom and tile throughout the rest of the condo. There is a community pool that is maintained by the association that is heated in the winter for those that like year round dips in the pool. The HOA includes water, sewer, basic cable, internet, trash, community mailbox, maintenance of grounds and exterior, pool, BBQ grilling area, shuffleboard, dock area, woodworking room for all owners, library, and games room all this unit is waiting for is you. There are 2 laundry rooms on each floor so easy to get to either at most times. The common areas on the first floor have all newer furnishings and can be used for get togethers. The canal is the highly desire north canal with unobstructed access to the gulf. It is a 20 minute boat ride to the open gulf. There are two elevators for residents in the building. There are public docks with benches for relaxing and enjoying sunsets or even fishing if you so desire. Private docks can sometimes be purchased if you are interested as well as Carports. All kitchen appliances are less than a year old and a new garbage disposal. Super close to downtown New Port Richey, Sims Park, hospital and medical facilities, Tarpon Springs, Fred Howard Park Beach, Caladesi Island State Park, Honeymoon Island and so much more. Come see your own part of paradise.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 9
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area, Same Floor As Condo Unit
  • Complex: SEA CASTLE CONDO
  • Year Built: 1975
  • Common Charge: $539 Monthly
  • Approx Sq. Feet: 806
  • Acreage: 0.59
  • Est. Taxes: $2,153
  • Lot Desc: Sidewalk
  • View: Water
  • Elem. School: Mittye P. Locke-PO
  • Middle School: Gulf Middle-PO
  • High School: Gulf High-PO
  • Pet Policy: Cats OK, Number Limit, Size Limit
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: W7865643
  • Days on Market: 130 days
  • Website: https://www.raveis.com
    /prop/W7865643/4939floramarterrace_newportrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 7:32:10 PM)
Listing courtesy of SNAP REALTY LLC   Phone: 727-457-5453

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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4939 Floramar TERRACE, #610, New Port Richey, FL, 34652

$169,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $135,200 $135,200 $135,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $179 $179 $179
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $899 $899 $1,159
Total Monthly Payment $1,153 $1,153 $1,413

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.