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21 Richfield LANE, Palm Coast, FL, 32164 | $370,000
Welcome to your slice of paradise in Palm Coast Florida! Introducing this beautiful 3 years old Seagate Captiva II. Split-floor plan 3 bedroom 2 bath home with 2 car garage and above the ground pool offers a blend of modern amenities and stylish design. As you step through the entrance you'll find a bright, open floor plan that creates an airy and inviting atmosphere. The two additional bedrooms are well-sized, ideal for family members or guests. Kitchen complete with granite countertops, stainless steel appliances, and upgraded cabinets. House had the seamless flow of beautiful brand new floor that leads you to the bedrooms, Hurricane shutters, gutters. The garage is equipped with specialized insulation, designed to regulate temperature and reduce energy loss. This ensures that the garage remains comfortable year-round, whether it's extremely cold outside or sweltering hot. The insulation also helps to minimize noise from outside, creating a quieter environment for any activities taking place inside. The attic also features specialized insulation. This not only improves energy efficiency by keeping heating and cooling costs down, but it also helps to prevent moisture buildup, which can lead to mold and mildew. The insulation in the attic contributes to a more stable indoor climate throughout the home. The property includes a 75-foot deep well. This water source ensures a reliable supply of fresh water for various needs, including , irrigation, and other household uses. 12 different fruit trees and vegetable garden. This property have been recently appraised at $380, 000, highlighting its value and investment potential. YOU WILL LOVE EVERYTHING ABOUT THIS HOME!!! YOU MUST SEE IT!!! Don't miss the opportunity to live close to Flagler Beach (one of the nicest beaches in the world). Not far from restaurants, shopping, schools, and medical facilities! Quick access to I95 or US1 to travel North to St Augustine or South to Volusia County. READY TO MOVE RIGHT IN !!!
Features
- Rooms: 11
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 120 x 125
- Laundry: Inside, Laundry Room
- Style: Florida
- Year Built: 2021
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,846
- Acreage: 0.34
- Lot Size: 120 x 125
- Est. Taxes: $4,690
- Lot Desc: Oversized Lot
- Pool: Above Ground
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator, Washer
- MLS#: FC301417
- Days on Market: 145 days
- Website: https://www.raveis.com
/prop/FC301417/21richfieldlane_palmcoast_fl?source=qrflyer
Listing courtesy of EXIT REALTY FIRST CHOICE Phone: 386-246-3161
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
21 Richfield LANE, Palm Coast, FL, 32164
$370,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $296,000 | $296,000 | $296,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $391 | $391 | $391 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,969 | $1,967 | $2,538 |
| Total Monthly Payment | $2,435 | $2,433 | $3,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388