Low maintenance, income producing Duplex in the heart of Peterborough. Upper Unit is a rare 3 bedroom, 1 ½ bath, fully modernized townhouse with hardwood floors, 2 dedicated off-street parking spaces and river views. One bedroom has an option of separate exterior access, suitable for subletting. The lower unit is an entirely new, extremely charming one bedroom unit with river access, a private deck and 1 car dedicated parking. Both units are open floorplan and have laundry facilities. Within easy walking distance of downtown Peterborough, and ready access to both Hwy’s 101 and 202. Structural integrity restored and code upgraded in 2020. Possible gross between $1, 000 and $4, 000 monthly, depending on owner occupation and subleasing. Exterior could use a paint job, but don’t let that fool you. Check out the photos and you'll see this one’s a gem!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $421 | $421 | $421 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,046 | $1,993 | $2,592 |
Total Monthly Payment | $2,542 | $2,489 | $3,088 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.