Experience the ultimate in lakeside luxury with this stunning residence in the exclusive gated community of Lake Ajay Village. Situated on a spacious 1. 06-acre lot, this 3-bedroom, 2. 5-bath home with a dedicated office offers 2, 402 square feet of elegant living space designed for comfort and style. Modern upgrades include a new HVAC system and a roof replaced just three years ago, ensuring peace of mind for years to come. For the outdoor enthusiast, the property features a brand-new boat dock and boathouse, providing direct access to the Three Lake Chain, including East Lake Toho, Fell’s Cove, and Lake Ajay. Imagine starting your mornings with a tranquil boat ride or weekends filled with fishing and water sports right from your backyard. With easy access to local dining by boat, you can enjoy fresh seafood at Crabby Bill's at the Saint Cloud Lakefront or grab breakfast at East Lake Toho Restaurant and Marina. Nestled within a boutique community of just 105 homes, privacy and serenity are assured. Community amenities include pickleball courts, adding to the appeal of this peaceful escape. Opportunities to own in this coveted neighborhood are rare, with only seven homes sold in the past five years. Conveniently located less than three miles from the bustling heart of Lake Nona, you'll enjoy close proximity to premier shopping, dining, and entertainment while still savoring the tranquil lakeside lifestyle. The low annual HOA fee of just $800 adds to the value of this remarkable property. Don't miss your chance to own this extraordinary lakeside retreat at 3202 Misty Morn Lane. Schedule your private tour today and discover the lifestyle of Lake Ajay Village. Experience firsthand the unmatched charm, privacy, and natural beauty this home has to offer—your dream lakeside living awaits!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $478,400 | $478,400 | $478,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,183 | $3,143 | $4,034 |
Total Monthly Payment | $3,580 | $3,540 | $4,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.