Great 2 bedroom condo for only $100K in Pinellas County! Interior has been professionally painted and new carpeting installed in both bedrooms (in June 2024), making this move in ready! And as an added BONUS: the seller is including a 1 year home warranty for the new owner! This unit is a villa style condo, meaning single floor building with no stairs, nor any upstairs neighbors! Construction of home is masonry between the condos and wood framing front and back. 9222 is an end unit allowing for more natural light! Mission Oaks Condo community is a 55 PLUS neighborhood right across the street from a large Publix-anchored retail shopping lot including restaurants as well. You have an assigned, covered carport space and 2 open guest spots directly outside your front door. The unit features 2 bedrooms and 1 bath, with an open, tiled dining and living room. There is a breakfast bar with a pass through window to the dining room. Blinds or verticals on all windows. Your roof is covered by Condo Association, and the home is in the preferred "X" flood zone. Active community where you have the opportunity to meet your neighbors and find your new tribe! Monthly condo fee is $859 and includes your water, sewer, trash, internet and basic cable, access to the heated community pool, clubhouse, and recreational facilities, access to the community laundry facilities, your exterior maintenance and grounds maintenance, the land lease fee, and your insurance and escrow reserves. Therefore, only an inexpensive "walls in" homeowners insurance policy is needed. Great location too! Just a short drive to several Gulf Beaches, restaurants, banking, shopping, golfing, and other recreational opportunities. Make this your new permanent home or your fantastic winter getaway home, the choice is yours! Buyer and /or buyer's agent to confirm room measurements. Please note: this is a probate listing and may potentially take up to 60 days to close, though we will do our best to shorten this time.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $80,000 | $80,000 | $80,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $26 | $26 | $26 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $532 | $532 | $686 |
Total Monthly Payment | $633 | $633 | $787 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.