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45 Jastram Street, Providence, RI, 02908 | $399,900
Welcome home to desirable Elmhurst! This classic styled 4 Bedroom ranch, with cool retro original bathrooms; and a tastefully remodeled kitchen with stainless appliances is ready for its next owners! One full and one half bath. Beautiful real hardwood floors are found upstairs and down. Enjoy the single level living lifestyle with the master bedroom and full bath both conveniently located on the 1st floor, with 2 more bedroom and the half bath upstairs. A generous sized cedar closet is available upstairs as well! Formerly fully furnished basement with bathroom, and bulkhead access, offers future possibilities! 1 car garage with breezeway, room for 2 more cars in driveway, and additional street parking is available as well! Relax and enjoy the cozy private back yard enclave. Walking distance to nearby hospitals, Lasalle and PC! Just a minute walk down the beautiful manicured Jastram street to the scenic Pleasant Valley Parkway walkway! Enjoy the convenience of nearby restaurants, shopping and fast easy highway access as well! Single layer ~10 Year old roof, and replacement windows throughout. Since this home is ready for your finishing touches, Cash or conventional financing is best. Don't miss out on this rare opportunity to only be the 2nd owner after this lovingly cared for home has been lived in by the same family for 75 years! Since new! This wonderful home will not last!
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 8
- Bedrooms: 4
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1948
- Garage: 1-car Attached,Garage
- Heating: Central,Gas,Oil
- Cooling: None
- Basement: Full,Partially Finished
- Approx Sq. Feet: 1,521
- Acreage: 0.11
- Est. Taxes: $3,075
- Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1361596
- Website: https://www.raveis.com
/prop/1361596/45jastramstreet_providence_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
45 Jastram Street, Providence, RI, 02908
$399,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
| Monthly Tax Payment | $256 | $256 | $256 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
| Total Monthly Payment | $2,459 | $2,457 | $3,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB