Welcome to 846 Laconia Road in Tilton, New Hampshire, a Victorian-style home with beautiful Winnisquam Lake views and a boat slip! This captivating property not only offers a charming place to call home but also presents an exceptional opportunity for income potential with TWO UNITS. Enter onto the sprawling covered wrap-around porch, perfect for morning coffee or dinner with friends overlooking the lake. Upon stepping inside, you'll find two distinct newly renovated living spaces. The lower level unit exudes a unique charm with a cozy living room complete with a wood fireplace, a huge eat-in kitchen, and beautiful hardwood floors that add character to the space. Two bedrooms, a full bath, and a laundry room complete the lower unit. The upper unit is beautifully appointed with a newly renovated eat-in kitchen, spacious living room, two generously sized bedrooms, and a full bathroom. The best part is an adorable sunroom overlooking the lake and an oversized room on the third floor currently set up as a bunk room but would be a great game room or office too! But that's not all – this property comes with a bonus: a boat slip, giving you direct access to the serene waters of Lake Winnisquam. Imagine weekends spent cruising the lake or simply enjoying the soothing sounds of the water. With low association fees taking care of essential services, it's hassle-free living, allowing you to focus on what truly matters – enjoying your lakeside getaway!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $381 | $381 | $381 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,986 | $3,982 | $5,053 |
Total Monthly Payment | $4,459 | $4,455 | $5,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.