5072 Neptune CIRCLE, Oxford, FL, 34484 | $312,000

One or more photo(s) has been virtually staged. SELLER TO PROVIDE BUYER WITH A ONE (1) YEAR BROWARD FACTORY HOME WARRANTY GOLD PLAN AT CLOSING. A GREAT HOME AND PRICED TO SELL! This bright and airy home, nestled in the highly sought after area in " THE SHORES AT LAKESIDE LANDINGS" with a LARGE BACKYARD which provides plenty of privacy between you and your neighbors. Located in a non-age restricted community that borders The Villages Florida, this home is a 45 second drive via street legal golf cart to the golf cart paths in THE VILLAGES! Popular Osprey model features an open floor plan, a large primary bedroom with 2 closets and a spacious ensuite bathroom; The split design guest room area, is separated with a pocket door, also, features 2 good sized bedrooms with closets and a shared guest bath with a separate linen closet – allowing privacy for guests or family members. Upon entering the front door, you will be welcomed by the high ceilings in the entryway and the open concept living room/dining area - great for entertaining and family enjoyment. The spacious kitchen with vaulted ceilings has GRANITE COUNTERTOPS and a BREAKFAST BAR that can accommodate up to 6 guests. SOLID DARK wood cabinets and a separate PANTRY adds storage to this design! The lanai, with sliding glass door, provides additional entertaining space. The HOA includes exterior pest treatment, lawn care, irrigation, irrigation maintenance, and trash pickup. This TRUELY GATED COMMUNITY will be your Florida oasis with many pools; one is an IMPRESSIVE RESORT-STYLE POOL and the others, are more traditional lap pool, 2 in-ground Jacuzzi’s; club house featuring a library, billiard room, space for community events, card room, craft room, FULL FITNESS CENTER, putting green, playground, basketball, tennis and pickleball courts, dog park, AND you have access to Lake Miona where you can go kayaking and enjoy the Florida Sunshine! This is a great location with easy access to The Villages Squares, food, dining, shopping, medical facilities, and the Villages Charter School! A great home or a great investment property!

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Year Built: 2014
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,660
  • Acreage: 0.2
  • Est. Taxes: $2,251
  • HOA Fee: $595 Quarterly
  • Elem. School: Wildwood Elementary
  • Middle School: Wildwood Middle
  • High School: Wildwood High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: G5083291
  • Days on Market: 158 days
  • Website: https://www.raveis.com
    /prop/G5083291/5072neptunecircle_oxford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 11:02:15 PM)
Listing courtesy of BROKER ASSOCIATES REALTY   Phone: 352-320-6153

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5072 Neptune CIRCLE, Oxford, FL, 34484

$312,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $249,600 $249,600 $249,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $188 $188 $188
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,661 $1,659 $2,140
Total Monthly Payment $1,924 $1,922 $2,403

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.