One or more photo(s) has been virtually staged. Smitty Road Family FARMHOUSE – Move in Ready! Custom Built 5 bedroom Brick Home on TEN ACRES with a 1 bedroom Guest Apartment PLUS an 1800 sq ft WORKSHOP/GARAGE -- Large Rooms, Open floor plan. Secluded and PRIVATE… Yet less than 2 miles to shopping, entertainment, restaurants and golfing, with boating and the Horse Capital of the World nearby. This JUST Remodeled and updated Retreat was Designed for Families Seeking a Blend of Privacy, Space, and Convenience.
Tucked away on a Sprawling 10-Acres, this Solid Home Offers an Escape from nearby City Life. Surrounded by Oak Trees, Mature Landscaping and Partially Wooded Grounds you will feel like you are a world away from the traffic, sirens and hustle and bustle.
Here you will find not just a house but the HOME to pass down for generations to come. The kitchen will not disappoint, with New cabinets, quartz counter tops and New stainless appliances providing beauty and practicality. NEW Easy to maintain Flooring runs throughout the home. The great room plan flows seamlessly offering both comfort and style and the rustic Brick and wood back porch is amazing with plenty of room to relax & enjoy with family and friends.
The Guest apartment has also just been remodeled. Including the same beautiful flooring, new kitchen cabinets and Stainless Appliances. One bedroom, one bath, full kitchen and living area. There is a covered walkway between main home and apartment. Perfect for guests to enjoy while visiting, a family member that needs a little more privacy/independence, or a rental income!
Additional structures underscore the property's versatility. The 1800 square foot Metal building has 2 oversized bay doors, electric, water, insulation and RV hookup. This building could be used as the ultimate project workspace, to garage all of your “Toys”, or the base for your hobby farm/home business.
This property is zoned agricultural allowing for a variety of uses including some professional and commercial ventures plus farming, goats, chickens, cows and horses. This is the fusion of modern comfort and country… Simply PERFECT for Your Family!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,920 | $679,920 | $679,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.876% | 6.850% |
Monthly Tax Payment | $283 | $283 | $283 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,410 | $4,410 | $5,970 |
Total Monthly Payment | $4,785 | $4,785 | $6,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.