Welcome home to The Ledges in Milton. This spacious 4-bedroom colonial with 9’ceilings, and grand staircase has an open floor plan with lots of natural light. The kitchen with cherry cabinets, granite countertops, stainless steel appliances, and plenty of cabinet space, looks out to the private backyard and deck. Enjoy the open flow between the eat in kitchen and comfortable living room with gas fire place. A butlers pantry is located off the kitchen and dining room. Hard-wood floors flow throughout the first floor. Upstairs are 4 bedrooms, and a generously sized bonus room. The master bedroom has one walk-in closet and one regular. The master bathroom is spacious with double vanity sinks, and Garden tub. The bedroom with French doors can be used as an office or small bedroom. The walkout basement is a large finished room with a mini kitchen and a full bathroom. The room is suitable for an Au Pair to live, or family to enjoy. The unfinished basement has plenty of storage space. A newer HVAC and roof. HVAC is a duel fuel system. York propane furnace and BOSCH heat pump. Heat pump saves energy on heating and cooling. Central air conditioning. The home is central vacuum ready. Also included is a storage shed located under the back deck. On the school bus route, stops in front of home. The location is incredibly convenient, just minutes from I-89, 20 minutes to downtown Burlington, and 20 minutes to St. Albans. A wonderful family neighborhood.
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Our Executive Mortgage Banker:
Our Insurance Division:
$646,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $517,200 | $517,200 | $517,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $655 | $655 | $655 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,227 | $3,143 | $4,087 |
Total Monthly Payment | $3,974 | $3,890 | $4,834 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.