Stunning 10. 2-acre parcel in the VT countryside, featuring a long, private driveway that offers seclusion and peace. Predominantly wooded land lot is filled with apple, spruce, maple, birch, pine, and beech trees, creating a colorful seasonal panorama. Benefit from deeded rights to a spring, providing a constant flow of fresh water. Escape the city's hustle and bustle and immerse yourself in the natural beauty, free from traffic, allowing for undisturbed relaxation amidst pristine views and nature's calming sounds. ATV and hiking trails meander through the property, unveiling its hidden treasures. A babbling brook attracts wildlife, enriching the vibrant forest ecosystem. Though secluded, the property is conveniently located just an hour from Burlington and only 30 minutes from St. Albans City. The Canadian border is minutes away, offering access to Quebec's shops and restaurants, blending rural tranquility with a touch of international flair. Enosburg, Montgomery, and Richford villages are only a stone throw for amenities. Lake Carmi State Park and the Missisquoi River are only minutes away for water sports, and Jay Peak Resort is just up the mountain for 4-season fun! The property includes a pre-existing building lot, but the current owner lacks details on prior work. New perc tests and wastewater permits will be required for future home construction. Can be purchased with home and additional 5 acres - MLS #4999608.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $107,920 | $107,920 | $107,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $718 | $717 | $910 |
Total Monthly Payment | $793 | $792 | $985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.