Amazing Investment Opportunity! This 2-family home is located in the heart of Haverstraw and is conveniently setback from the road with a large driveway and parking lot that accommodates 5 cars. The first floor apartment has a pretty patio at the entrance. It has 2 bedrooms, a small additional room(currently used as a bedroom), large kitchen, living room and full bathroom. This unit also has access to the partially finished basement which has a laundry room, storage room and bonus space used as a family room. Upstairs the 2nd floor apartment has an open concept with kitchen open to living room, 2 bedrooms, full bathroom and laundry located in foyer. Brand new roofs. Minutes to Ferry for easy commute to NYC or Westchester. Close to Bowline Pools & Parks, marinas, shopping & transportation. Please note taxes are verified before star rebate at 11, 933. Taxes- Town & County 3, 824. 13/School-6, 303. 63/Village 1, 805. 28-Total taxes=11, 933. 04
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $994 | $994 | $994 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,869 | $2,866 | $3,697 |
Total Monthly Payment | $3,955 | $3,952 | $4,783 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.