Under contract-accepting backup offers. Located just 5 minutes from the big lake, walking paths, clubhouse and all amenities, this one-of-a-kind Sophia model with 2 bdrms and den/3rd bdrm, 2 baths and a 2-car garage built on a large lot is loaded with upgrades and custom features. The front is enhanced with decorative concrete borders around the walkway, giving it great curb appeal. As you walk through the front screened veranda and the 8 ft. entry glass door, you will notice an open floor plan with lots of natural light, 9 ft. tall ceilings and distinctive crown molding along with picture rail – no need for nails and anchors in the wall to hang your artwork and photos! Ceramic tile floors in the main areas are diagonally installed. High quality wood-like laminate flooring is in all the bedrooms and closets (there is no carpeting in this home). The large gourmet kitchen has granite countertops with an extended serving bar, tile/glass backsplash, upgraded stainless steel appliances including a double oven, microwave, a new Bosch dishwasher and double door refrigerator. 42" maple white cabinets with crown molding have bottom cabinets custom pullouts and custom-built cabinet pantry with rollout drawers. There is a breakfast area in the kitchen with space for informal dining. The spacious living room has a triple 8 ft. sliding door leading to the private screened extended lanai overlooking a serene panoramic water view. The pavers are extended outside the lanai adding additional space for grilling and a lovely seating area! The primary bedroom features a custom designed walk-in closet and ensuite bathroom with an upgraded wood cabinet, granite countertop double vanity and walk-in shower with sliding glass door and floor-to-ceiling tiles installed. The guest bath offers an elegant custom vanity with a vessel sink. Additional features include: invisible screen at the front door, water softener system and reverse osmosis water filtration system, new insulated soft closing garage door, garage floor finished with protective tiles, overhead storage shelf (4x8 ft), custom shades in the lanai, rain-flow seamless gutters, new upgraded HVAC (2022), new larger capacity water heater (2022), updated light fixtures and fans. The roof was just softly power washed. 24-hour monitored ADT security system is included in HOA fee. Valencia Lakes is a golf cart community. It offers 40-acre waterfront outdoor recreation area with resort-style heated pool, lap & resistance pool, 40, 000 sq. ft. clubhouse, arts & crafts studio, har-tru tennis courts, fitness center, half-court basketball, pickleball & bocce courts, dog park, baseball park, hundreds of clubs and activities, RV/boat storage area. Over 100 acres is set aside as nature preserves; enjoy the quiet and solitude of peaceful views, birds and wildlife by the water edges on your daily walks! Great sense of community! Tampa, St. Pete and Sarasota 25-45 minutes away. Close to the airport, medical facilities, shopping & golf.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $314 | $314 | $314 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,551 | $1,528 | $2,002 |
Total Monthly Payment | $1,940 | $1,917 | $2,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.