This beautiful home has been totally renovated. The home was redone with almost new everything…from new siding with board n batten siding and stacked stone on the front, new roof, new garage door, enlarged driveway and automatic garage door opener, new steel front door, glass storm door, railings for front porch. We have a new electrical box, and the house was replumbed with pex pipe through the attic. The AC and Heat Pump are also new. The interior comes with a stacked stone fireplace, the stone matches the stacked stone on the front of the home. The Laundry is indoors the washer is new and the dryer has had the elements replaced. The Kitchen has beautiful new white cabinets with soft close drawers and doors, the lower cabinets have larger drawers for your pots and pans. We have added Can lights in the kitchen and a pantry with pull-out shelves (I think you will love it!) The Refrigerator and Stove are new ‘fingerprint resistant” stainless steel. A new interior door from garage to laundry room, all new windows and new floors as far as the eye can see. The home flooring is Luxury Vinyl Plank, which is fade resistant and waterproof. The Master Bedroom has a walk-in closet and Master Bath with ‘Bath Fitters’ walk-in shower with glass doors. The home has 2 baths, with new Marble top vanities. There is (1) additional bedroom/office with a large closet. The Lanai is 31’ x 10’ with double hung glass windows, under heat and air and a doggy door. There is a new covered patio off the Lanai which is 21’ x 12’. We recently had a shed built and attached to the home for additional storage with a covered concrete pad between Lanai and Shed for parking a Golf cart with electric outlet for charging. All windows have vertical blinds. The house has gutters and downspouts. The home has been landscaped with a sprinkler system and curbing. The back yard is fenced and butts up to the woods with no backdoor neighbors. Palm Cay is a Gated Community with many amenities and very low dues. The community is conveniently located on the sought after Westside of Ocala off the Highway 200 corridor. Come see our home, you will love it as much as we do!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,999 | $167,999 | $167,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $97 | $97 | $97 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,118 | $1,117 | $1,440 |
Total Monthly Payment | $1,290 | $1,289 | $1,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.