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704 Lake Street, West Harrison (Harrison), NY, 10604 | $695,000
Once upon a time there was said to be a speakeasy at this site during prohibition c. 1930 which then became a family homestead. Now on the market for the first time and ready for a new life is 704 Lake Rd in West Harrison/Town of Harrison. Take note of the very tall ceilings in the walk out basement level and the integrity of the stone foundation. The sub-basement houses the oil tank and a mystery about what occurred there during its heyday. A large patio adorns the front of the house, the driveway runs along the side. Inside are four bedrooms, a full bath and a living room with a wood burning fireplace. West Harrison is adjacent to White Plains and is considered a suburban community, it is serviced by the noteworthy Harrison Central School District. In the early 1700's, most of West Harrison, then known as Silver Lake, was owned by Daniel Merritt, who sold out to John Horton (of Horton's Grist Mill) in 1732. The following century, the Horton family sold property to a Mr. Underhill in 1833, who again sold to a Mr. Gainsborg in the 1890's. Mr. Gainsborg developed early West Harrison into a resort area, and many old-timers remember that before World War II, West Harrison had a hotel, a casino and an internationally known ski jump. This location makes for easy access to highways, Westchester County Airport, world class golf courses and public transportation via bus or Metro North RR. Shopping is central to this area with White Plains and its many major retailers plus local small businesses throughout this area. Fine dining is all around as well as history and cultural events. Make this one special with your own customized design and landscaping. It's a winner in location and proximity!
Features
- Town: West Harrison
- Rooms: 7
- Bedrooms: 4
- Baths: 1 full
- Style: Cape Cod
- Year Built: 1930
- Heating: Oil, Baseboard
- Cooling: None
- Basement: Full, Walk-Out Access
- Approx Sq. Feet: 1,482
- Acreage: 0.38
- Est. Taxes: $12,230
- Lot Desc: Part Wooded, Sloped, Near Public Transit
- Elem. School: Purchase School
- Middle School: Louis M Klein Middle School
- High School: Harrison High School
- School District: Harrison
- Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, Oven, Washer
- MLS#: H6311506
- Days on Market: 31 days
- Website: https://www.raveis.com
/prop/H6311506/704lakestreet_westharrison_ny?source=qrflyer
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
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- Is available to meet with you in our office, your home or office, evenings or weekends
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
704 Lake Street, West Harrison (Harrison), NY, 10604
$695,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $556,000 | $556,000 | $556,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $1,019 | $1,019 | $1,019 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,378 | $3,378 | $4,394 |
| Total Monthly Payment | $4,489 | $4,489 | $5,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535