Formerly the Hibbard Bay Bed and Breakfast, this special 5 bedroom, 6 bath property sitting across the street from Lake Champlain is ready for new owners. Perfect for your extended family and friends, this home has been lovingly renovated and cared for over the past 20+ years. With over 4 acres of land, it is the perfect summer getaway or enjoy Island life year-round. The post and beam barn was originally built in the 1800’s. It has had many modifications over the years until the sellers took ownership and began renovations for the Bed and Breakfast. The floor plan is open and bright with exposed beams to show the history and add to the charm. A large wrap around porch on the second level looks out to the lake, a gorgeous sunroom on the south side is a favorite spot in the afternoon. Gorgeous reclaimed wood floors throughout. Check out the cook’s kitchen where you can whip up a meal for a crowd. A primary bedroom on the main level is super convenient. 3 sunny bedrooms on the second level, accessed by the front or back staircase and a sweet bed and bath on the third level. A full studio apartment on the lower level is great for guests or Air BNB. Walk right out to the lake and jump in. It's finally summer time and this is the perfect spot to enjoy all the Champlain Islands has to offer, biking, swimming, boating and more. Come visit soon.
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$998,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $798,400 | $798,400 | $798,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.055% | 6.234% | 5.805% |
Monthly Tax Payment | $729 | $729 | $729 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,471 | $4,851 | $6,577 |
Total Monthly Payment | $5,292 | $5,672 | $7,398 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.