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Affordably priced ranch style home in an excellent Northfield location! Enjoy peace of mind in this wonderful setting; just over a covered bridge down a quiet dirt road yet minutes to downtown Northfield and less than 15 minutes to downtown Montpelier and interstate access! This home affords convenient single level living with all bedrooms, a full bath, and direct front deck access out the living room slider all on one level, while bamboo and brand new vinyl flooring stretch throughout the space. A mudroom with a built in laundry is perfect for all of Vermont's seasons while efficient hot air heat keeps the space cozy during the winter months! The exterior of the home boasts a level yard with room to spread out and play all year long while a detached garage with a built in workshop space is perfect for all the toys, seasonal items or the home hobbyist. Updates include a newer metal roof on the house, a brand new garage roof, spray foamed basement and updated electric, plumbing & insulation throughout! Move in ready and waiting for new owners at a great price point, what's not to love! *Showings begin Friday 6/14/24*
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Our Executive Mortgage Banker:
Our Insurance Division:
$219,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,200 | $175,200 | $175,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $241 | $241 | $241 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,166 | $1,164 | $1,502 |
Total Monthly Payment | $1,482 | $1,480 | $1,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.