Under contract-accepting backup offers. Welcome to the 55+ Gated community of the Cascades at Southern Hills Plantation. Nearly new home located a stone's throw from Southern Hills Plantation Club with its Pete Dye designed golf course. You can enjoy spending time on your covered, screened lanai overlooking the view and openness of the retention area. The 'Elmwood' is an open concept layout with 2 generously sized bedrooms, a Flex Room, 2 full bathrooms, and a 2 car garage in nearly 1, 700 sq ft of living space! This home boasts a very well appointed kitchen with a full suite of Stainless steel appliances including a modern range Hood vented to the outside from a convection range, in wall microwave, dishwasher and owner added French-door style stainless steel refrigerator with ice and water in the door. The beautiful quartz countertops are surrounded by 42 inch cabinets and include a pot and pan drawer and trash cabinet nestled in the huge island that offers additional counter space and seating. The master suite is quite spacious offering a generously sized walk in closet. The master bath boasts beautiful quartz counter tops and plenty of vanity storage, plus a large, tiled walk-in shower. The flex room off the master suite can be used as an office or den. At the front of the home you will find a full guest bath and guest bedroom. Owner-added upgrades include exterior gutters, screening on the rear porch, 2" plantation shutters on all windows and sliders. Washer and dryer included in the laundry room as well as laundry Tub and water softener pre-plumbs. Live surrounded by lots of natural Florida landscape while still only being 45 minutes away from Tampa. The community amenities include a resort style pool, large deck with lounge area, multi room clubhouse, fitness gym, and pickleball courts. For you Golfers, there is an optional membership available to residents of the Cascades at a discounted rate to join the award winning Golf club at Southern Hills just minutes away. SELLER IS VERY MOTIVATED.
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,677 | $1,675 | $2,161 |
Total Monthly Payment | $1,832 | $1,830 | $2,316 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.