Have you been looking for a country get away you can call home? Do you need a heated Swimming pool? Is a 40 x 60 workshop/garage enforced with red iron on a concrete slab with 3 roll up doors, water and electric something on your list of needs? Here it is, just waiting for you in Bay Lake Ranch on a 3-acre parcel, 1. 68 acres are high and dry and the back 1. 22 are wetlands. This three-bedroom two bath home has a formal dining room with bamboo floors, the cozy great room includes the kitchen, living room and breakfast nook all with the same 18 x 18 tiles. The kitchen features a closet pantry, solid wood cabinets with crown molding, double sinks, breakfast bar and breakfast nook overlooking the pool. The primary suite offers hard wood floors, 5 1/4 ' baseboards, tray ceiling, dual sinks, a garden tub, walk in shower stall, walk in closet and linen closet. The other 2 bedrooms are ample size and on the opposite side of the home from the primary bedroom for added privacy. There is a 15 x 27 unfinished bonus room upstairs that can be a fourth bedroom, home office, child's playroom, basically whatever you can use this additional space for. Step through the French doors out onto the huge lanai and pool deck for some fun in the sun and relaxation. The yard is fenced with chain link fencing all around the perimeter. The owner has replaced all the kitchen appliances plus the washer and dryer in the past 5 years. There are solar panels for the pool plus it has a separate electric heater, solar panels for the hot water heater and solar panels for the entire home. You will save a lot of money on utility bills at this house. This home also has 9-foot ceilings, and an inside laundry room with storage closet, The water softener was replaced in 2020, New roof May of 2024, new pool heater May of 2024 the pool had new plumbing put in 2022 and the a/c was replaced in 2022. You can hike down to the Lake Lizzie Preserve, 1000+ acres that abuts your neighborhood. Enjoy the hiking trails, bring the pup or ride the pony, picnic tables for snack breaks, bird watchers visit, & it just adds a buffer to the hustle & bustle of life. Bay Lake Ranch has NO HOA. Each Halloween brings the infamous "hayride trick-or-treat" where fun is had by kids AND adults. What are you waiting for, come check this home out today.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $584,000 | $584,000 | $584,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $585 | $585 | $585 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,548 | $3,548 | $4,615 |
Total Monthly Payment | $4,225 | $4,225 | $5,292 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.