MASSIVE 4 bedroom home with a den/office/bonus room and full bathroom downstairs! This is a great property if you are looking for lots of space and opportunity. The home is ready to receive its new owner right away. Downstairs is a mix of vinyl and ceramic tile with granite counter-tops in an eat-in kitchen. It boasts two large great rooms down stairs along with the bonus room and full bath. Enjoy plenty of room in the three car garage for all your toys. Once you finally make your way upstairs, you'll find 4 large bedrooms along with two baths. The primary suite includes a walk-in closet, en suite with garden tub and shower, and plenty of room for large furniture. The back-yard is fully fenced with a beautiful white vinyl fence all the way around and the front yard includes an over-sized driveway with lots of room for guests. With just a small amount of work, this home can be a dream home for you and all your loved ones. Tons of space for entertaining and great bones throughout. Home was recently appraised at $490, 000. So you will have instant equity that you can either bank or increase the loan and buy down the rate.
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $595 | $595 | $595 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,341 | $2,339 | $3,017 |
Total Monthly Payment | $3,011 | $3,009 | $3,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.