Historic and charming 1887 "gingerbread" house, first time otm in 37 years and first home built on Putnam Park Road per owner! Enjoy . 5 acre property bordering 10 acres of private land near town and schools w/ backyard patio area for grilling and large electrified cedar shed for storage. Spacious open front porch w/charming wood swing is perfect for summer evenings outdoors. Inside original hardwood floors in dining, living room and study "stove room". The main level bedroom used as office has w/w carpeting and a private entrance to outdoor patio area. Kitchen w/tile floors and full tiled bathroom both updated 8 years ago, newer appliances/gas range. The wood stove w/blowers heats the whole home in winter months. Upstairs find two more large bedrooms w/loft space and closets. Attic has pull down stairs+more storage. Full basement w/laundry includes top of line Thermopride furnace/8 years old and new h/w heater. Septic and septic field completely replaced 5 years ago! Bring your paintbrush, creativity and bring this home back to life. Fantastic commuter location.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 10.0 x 14.0 | Main |
Bedroom 2 | Hardwood Floor | 9.0 x 11.0 | Upper |
Dining Room | Hardwood Floor | 9.0 x 11.0 | Main |
Kitchen | Breakfast Bar,Tile Floor | 6.5 x 14.0 | Main |
Living Room | Hardwood Floor | 9.0 x 13.0 | Main |
Primary Bedroom | Wall/Wall Carpet | 10.0 x 13.0 | Upper |
Study | Wood Stove,Hardwood Floor | 9.0 x 11.0 | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,892 | $1,842 | $2,396 |
Total Monthly Payment | $2,389 | $2,339 | $2,893 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.