This home is a large, airy, painstakingly restored and renovated true 2 bedroom apartment in an elegant, meticulously maintained resident-owned pre-war gem of a building a short commute to Manhattan and a few blocks from the Brooklyn Botanic Gardens, with Prospect Park, the Zoo, the Brooklyn Museum, and the Brooklyn Public Library a few blocks beyond. The apartment consists of a generous entry foyer, a large living room with dining area, an eat-in windowed kitchen, two large bedrooms and a bath. The primary bedroom has exposures on two sides.
All the walls have been restored or re-built, the floors sanded, and the original art-deco moldings, door- and window-trim and picture rail restored or re-created. The kitchen and bath were both gut renovated with newly leveled floor-joists, flooring and plumbing.
The renovated kitchen includes a Frigidaire 5-burner stove, Samsung french-door refrigerator, Moen sink faucet, approximately 20 running feet of floor-to-ceiling Thomasville cabinetry in a whiskey finish for a craftsman feel, and a dark granite countertop with rich translucent tones of blue, green and black. The ceramic floor tiles with organic (not digitally printed) color variations mimic a slate feel. An antique silver gloss tin backsplash tile finishes the look.
The bathroom includes a new tub with sliding glass doors and is fully enclosed to prevent spills, a new eco-flush toilet and Thomasville granite-topped vanity. For a classic look, wall tiles with a saturated color-glaze, bright and luminous, with a hand-painted feel, were selected. Completing the classic look, the new floor is finished with vintage black and white hexagonal tiles.
345 Montgomery Street, known as The Dearborn, is a magnificent 1928 gem known as the Jewel of Crown Heights. Located near Crown Heights' border with Prospect-Lefferts Garden, it is a solid, well cared-for, blocklong pet-friendly six story apartment building with two new elevators, a live-in super and a porter, a garden courtyard, a grand lobby with carved ceilings and cast-iron entryways, and features a ground-floor laundry. New windows throughout all apartments. Extra storage and bike storage are available. Electricity is included in the very moderate maintenance, a significant benefit during air-conditioning season. After three years of residence, subletting with board approval is allowed for seven years.
There is a building assessment of $120 per month for Apartment 4P thru 3/1/27.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $552,000 | $552,000 | $552,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,354 | $3,354 | $4,437 |
Total Monthly Payment | $3,446 | $3,446 | $4,529 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.