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5 Bedroom House with BIG Private Yard!! Seize the opportunity for a five-bedroom, three-bath single-family home with a big backyard in Wakefield! Built in 1925, this updated clapboard charmer is move-in ready and you can bring your BBQ and gardening gloves! The main level is airy and open, with gleaming hardwood floors, wainscoting, recessed overhead lighting, and an adorable front sitting room. A sunny and seamless Great Room concept is highlighted by a gourmet kitchen with stone counters and mosaic backsplash, a breakfast island, and stainless steel appliances. A large primary bedroom suite overlooks the rear yard, and also provides the convenience of its own dual-entry bathroom with chic designer tile. There are four more bedrooms upstairs, along with a full hallway bath with updated espresso tile and mosaic accents, a stone-topped vanity, and a wooden wall-mount medicine cabinet. The front and rear facing bedrooms get tons of natural light from twin oversized windows, while either of the middle rooms would work wonderfully as a work-from-home office or study. More options await at the basement level with a large rec room, laundry with side-by-side washer and dryer, extra storage, and a cute full bath with combo shower and tub. Outdoor spaces are also integral to the appeal, from the cute fenced front yard to the expansive back yard oasis with lawn, patio, garden, and tall wooden fencing for extra privacy. Get ready for summer barbeques! Developed in the 1800s, this northernmost borough of the Bronx continues to trend upward in NYC’s red-hot housing market. With over 2, 100 square feet of living space, the home is close to shops, restaurants, and bakeries along White Plains Road, as well as Wakefield Library, Shoelace Park and multiple playgrounds. Commuting is also a snap via the Bronx River Parkway or the nearby 225 Street train.
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Our Executive Mortgage Banker:
Our Insurance Division:
$729,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,200 | $583,200 | $583,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,929 | $3,929 | $5,040 |
Total Monthly Payment | $4,021 | $4,021 | $5,132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.