Situated adjacent to the beautiful Mt. Morris Park and in the highly sought-after neighborhood of Harlem, this spacious two-bedroom, pre-war condominium is near everything you need and just a stone's throw away from your doorstep. Nestled on a picturesque tree-lined street that is surrounded by multi-million dollar townhouses, the apartment offers unrivaled privacy- three out of the four exterior walls of this home are not attached to any other unit or building. The long corridor features original stained glass transom details and original oak doors and trim. Other highlights include a primary bedroom with an adjacent extra large walk-in closet, a second bedroom that could serve as a perfect home office, two large north-facing windows in the living area that bring in plenty of sunshine, and an updated kitchen equipped with modern appliances. Additionally, there is washer/dryer in the unit. Spanning 829 square feet, this home boasts nine windows and is one of only four units on each floor in this historic circa 1899 elevator building. The lobby showcases elegant Carrara marble walls, and there is a live-in superintendent available for any maintenance needs. Residents also have access to a bike room. All of this comes with low monthly carrying charges and taxes. This home is part of the Mt. Morris Park Historic District, which is meticulously maintained by the Mt. Morris Park Community Improvement Association (MMPCIA). The neighborhood is renowned for its beautifully restored Victorian row houses, abundant restaurants and convenient transportation- making it a truly special place to call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,792 | $3,788 | $4,899 |
Total Monthly Payment | $3,884 | $3,880 | $4,991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.