Discover the charm of this Ranch-style gem at 2 Ireland Ave, Wappingers, a meticulously maintained residence. Step inside to discover a spacious floor plan spanning 1500 square feet, adorned with hardwood floors that add warmth and elegance to each room. The heart of this home is the kitchen, featuring luxury vinyl plank flooring, modern appliances, and ample cabinet space for storage. Entertain guests in the inviting living room. Retreat to the master suite with its own updated bathroom. Two additional bedrooms offer versatility for guests, plus a home office, or a cozy den. This home is designed for modern living with central air ensuring year-round comfort. Recent upgrades including a newer boiler, siding, and roof providing peace of mind and efficiency. The generator hookup adds convenience during unexpected outages. Outside, the expansive 0. 63-acre corner lot offers endless possibilities for outdoor enjoyment, whether it's gardening, hosting barbecues, or simply relaxing in the serene atmosphere. Located in a highly sought-after area, this property combines convenience with tranquility, offering easy access to amenities, shopping, dining, and recreational activities. Freshly painted and meticulously maintained, this home is ready for you to move in and make it your own. Don't miss this rare opportunity to own this home in a prime location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $621 | $621 | $621 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,944 | $1,944 | $2,529 |
Total Monthly Payment | $2,640 | $2,640 | $3,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.