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Seller is offering $7, 000 towards buyer closing costs & a home warranty with an acceptable offer if closed before July 30th, making this an unbeatable opportunity! Welcome to your dream home in the highly desirable Amelia Walk community of Fernandina Beach, FL! This beautiful 5-bed (5th bedroom is being used as an office), 3-bath residence offers a perfect blend of comfort & functionality. The open-concept living area features a modern kitchen with stainless steel appliances, granite countertops, huge pantry & a large island, perfect for entertaining. The master suite is a luxurious retreat, complete with a spacious en-suite bathroom & a walk-in closet that connects to the laundry room. This home features a convenient first floor guest room & bath. The spacious upstairs loft provides flexible space, ideal for a playroom, home gym, or media center. Two guest rooms & full bath complete the 2nd floor. Nestled on a large lot with room for a pool. Enjoy the Florida lifestyle with the screened Lanai and paver fire pit, perfect for outdoor gatherings and relaxation. The community amenities include a clubhouse, workout room, pool, tennis courts, pickleball and playgrounds, ensuring fun and recreation for everyone. Conveniently located near shopping, restaurants, and beautiful beaches, everything you need is just a short drive away. Don't miss your chance to own this exceptional property in Amelia Walk - schedule your private tour today and experience the best of Fernandina Beach living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$770,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $616,000 | $616,000 | $616,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $908 | $908 | $908 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,098 | $4,094 | $5,282 |
Total Monthly Payment | $5,098 | $5,094 | $6,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.