Highly sought after corner condo in Sun Ketch I is ideal as your vacation or year-round home and easily rented with a 30-day minimum rental no more than 6 times a year. Where else can you find a condo with an impressive 3+ car garage only blocks away from the Gulf of Mexico and its beautiful beach as well as the intracoastal waters? Soak up the sun, experience beautiful, brilliant sunsets, walk the beach, enjoy seeing dolphins, seabirds, and more in their natural habitat. This meticulously cared for condo is evidenced by its pristine condition complete with tasteful furnishings and fixtures throughout waiting for you. All the living space is on the second level highlighted by an open floor plan for the living, dining, and kitchen and split bedroom plan. Enjoy the quality and value of the vinyl flooring barely 6 months old. It is durable and stable, resistant to moisture and climate, and easy to maintain. Another important feature is the hurricane rated windows. Not only do they protect from storms, they provide insulation by keeping the cold or heat inside and can help reduce power consumption. The welcoming, spacious living and dining area with high ceilings and sliding doors is delightfully bright thanks to its the corner location and large window. It opens to the rescreened balcony to enjoy year-round whether for working or relaxing. The kitchen is updated with all stainless-steel appliances including a built-in microwave, solid wood cabinets and designer grade granite countertops, and an open breakfast bar counter looking into the living/dining area. Built in on the dining side is a wine refrigerator and beverage center with one side to select your preferred wine temperature and a separate side for your chilled beverages. The ensuite primary bedroom also has a walk-in closet, separate vanity and bathroom. Split bedroom plan allows for privacy with a guest bedroom and bath as well as a hall storage closet and new stackable washer and dryer. There is plenty of space in the oversized garage including 2 storage rooms, utility sink, 2019 hot water heater, parking for your cars, kayaks, bicycles and more. Step out to the brick pave and covered patio to cookout. Just a short walk across the street from your condo, you can meet up with your neighbors, bask in the sparkling heated pool, enjoy the covered area with tables and chairs, and restrooms, or sunbathe on large pool deck on one of the deck lounges. The monthly condo fee takes care of the community pool and pool maintenance, basic cable TV, internet, water, trash and sewer, building insurance, building flood insurance, exterior maintenance of the building and the professional landscaping and grounds, escrow reserves, master insurance and association management. One small/medium dog or cat allowed. Sun Ketch I is a walkable neighborhood near the Treasure Island town center and Roselli Park with pickleball, tennis courts, a playground, ball field, a dog park, half court for basketball and shuffleboard. Great restaurants, music, events, and local shopping are at your fingertips. Or head out to St. Petersburg with its delightful downtown area and Tampa Bay waterfront where you can enjoy a wide variety of experiences including professional sports, museums, entertainment and more. Easy driving to Tampa and St. Pete-Clearwater International airports for your travels.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,912 | $335,912 | $335,912 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $391 | $391 | $391 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,041 | $2,012 | $2,635 |
Total Monthly Payment | $2,507 | $2,478 | $3,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.