Charming Cape-Style Home in Private Setting - Pleasant Valley, NY Welcome to this beautiful Cape-style home nestled in a serene and private setting, yet just minutes away from major routes for your convenience. This property boasts spacious rooms and a thoughtfully designed layout, perfect for comfortable living and entertaining. The spacious and inviting living room features a pellet stove fireplace that adds both charm and efficiency to your heating. The large country kitchen offers a delightful dining area, ideal for family meals and gatherings, with ample counter space and storage, making it a dream for any home cook. Three generously sized bedrooms are located on the first floor, providing easy access and convenience. The upper level features two additional rooms with crawl space storage, perfect for extra bedrooms, guest rooms, or hobby spaces. The center area is ideal for a home office or play area, providing flexibility to suit your needs. Two large walk-in closets in the loft area offer plenty of storage. Enjoy the flat, tree-lined yard that offers privacy and a peaceful atmosphere. The large deck in the backyard is perfect for outdoor dining, relaxation, and entertaining. The property includes a large two-car garage and a circular driveway, ensuring plenty of parking and easy access. Situated on a generous 0. 86-acre lot, there is plenty of room for gardening, outdoor activities, and potential expansion. Located in the charming community of Pleasant Valley, New York, this home offers the perfect blend of rural tranquility and accessibility. Just 85 miles from New York City, you can enjoy the best of both worlds - a peaceful retreat with easy access to the vibrant city. Don't miss the opportunity to make this charming Cape-style home your own. Schedule a viewing and experience all that this wonderful property has to offer.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,799 | $340,799 | $340,799 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $620 | $620 | $620 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,071 | $2,071 | $2,740 |
Total Monthly Payment | $2,766 | $2,766 | $3,435 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.